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    TPAKD Award 2019: West Java Wins Award for Encouraging Financial Access through Regional Leading Sector


    JAKARTA - The Regional Government (Pemda) of West Java Province (West Java) won an award as a Driver of Financial Access through the Provincial Leading Regional Sector in the 2019 Regional Financial Access Acceleration Team (TPAKD) Award.

    The award was presented by Chairman of the Board of Commissioners of the Financial Services Authority (OJK) of the Republic of Indonesia (RI) Wimboh Santoso to West Java Deputy Governor Uu Ruzhanul Ulum witnessed directly by Indonesian President Joko Widodo at the National Coordination Meeting of the TPAKD and the National Gathering of the Micro Wakaf Bank (BWM) 2019 in 2019 Hotel Mulia, Jakarta, Tuesday (10/12/19).

    West Java Provincial Government received the award because it was considered to have an effort to encourage regional financial access through leading sectors owned by the region.

    After receiving the trophy for West Java, Uu said that he was committed to continuing to improve financial access for the community. This is a step to reduce the number of social inequality or the Gini ratio, one of which is the imbalance between rural and urban areas.

    This gap, Uu continued, could be reduced through expanding financial access in the regions. When financial access in the regions has wider reach, low-income people can access financial institutions more easily so that inequality is expected to decrease.

    "Indeed, we cannot close our eyes. There is a gap between people with stable welfare and people who are less prosperous. "There is still a difference," Uu said.

    Uu also hopes that with various programs initiated by the West Java Provincial Government in collaboration with OJK through the TPAKD, the West Java community, especially those in the villages, can more easily access the existing finance in the West Java area.

    "So, hopefully with the Gate of the Village (Movement to Build the Village) this financial access in the area can be increased, so that people can enjoy the products of financial institutions that are currently being rolled out," he explained.

    For that reason, Uu also appreciated the West Java people who have been involved and cooperated with the West Java Provincial Government in the framework of improving people's welfare through various programs and innovations.

    "This means that our program is welcomed by the community," Uu said.

    Meanwhile, the West Java Provincial Government also continues to work to overcome the difficulties of rural communities in utilizing the products and services of formal financial institutions, both in terms of infrastructure availability and the understanding of rural communities towards financial products and services.

    These efforts include identifying problems, identifying and classifying the potential of each region, compiling infrastructure availability data, improving the quality of village government officials, and building communication between the community and the government through providing communication data to each RW Chairperson.

    The West Java Provincial Government has a superior program to improve financial access from the rural level, including One Pesantren One Product (OPOP) and One Village One Product (OVOP).

    In addition, there are other financial access improvement programs that directly touch the community on the basis of public welfare, namely the Prosperous Economic Community Credit (Mesra Credit), interest-free loans and collateral that can be obtained at places of worship.

    "There is also the Village Patriot program, a milenal in the village to provide understanding to the community about the economy and others," Uu added.

    "So, the point of the programs is to avoid the gap in the income ratio that is too far away. Hopefully this way there is an element of economic justice in West Java, "he concluded.

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