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    Sharia Banks Still Difficult to Compete with Conventional Banks


    BANDUNG - The performance of sharia banking in West Java (West Java) recorded an increase not too high, when compared with commercial conventional banks. Whereas the sharia market in Indonesia is wide open.

    West Java Head of Representative of Regional Office 2 Financial Services Authority (OJK) Sarwono said there was a slight increase compared to the end of December 2017, but still needs to improve performance this year.

    "Sharia banks must have diverse products to offer to the public, so interest in sharia banking will increase," he said at West Java OJK office, Dago Street , Bandung on Thursday (03/05).

    West Java OJK mentions the performance of sharia banks until March 2018 in West Java recorded assets reached Rp. 39.12 trillion. If you look at the position at the end of 2017, the assets of sharia banks in West Java are recorded at Rp. 38.93 trillion, an increase of 0.50 percent compared to the position in December 2017. Sharia banks took the largest portion of assets of around 71 percent, and sharia business units by 20 percent and the rest of the sharia BPR.

    While for financing, until March 2018, recorded disbursed as much as 34.96 trillion rupiah, and third party funds amounting to Rp. 36.74 trillion.

    According to him, OJK will increase syariah share through Micro Waits Bank. There are 20 Micro Waits Banks that become pilot in Banten, West Java, Central Java and East Java.

    Nationally, the number of micro wakaf bank customers reached 3,876 people, until March 2018, disbursed financing of Rp. 3.63 billion. (jo)

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