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    Distribution of Credit for Business Programme of West Java Increases by Rp 11,72 Trillion


    BANDUNG- Financial Services Authority or OJK records that the performance of banking industry in West Java has got a positive improvement within 3 years. It is shown by the distribution of Credit for Business Programme (KUR) which has increased by Rp 11,72 trillion at the end of the fourth quarter of 2016.

    Chairman of OJK Commissioner Board, Muliaman D Hadad explained that the Distribution of KUR are mostly at the micro scale which has reached by Rp 8,76 trillion (74,75%), followed by retail amounted to Rp 2,93 trillion (24,99%) and Indonesian Migrant Workers (TKI) amounted to Rp 30 billion (0,26%). Meanwhile, the trade sector is the largest sector of KUR which has reached Rp 7,96 trillion (68%).

    "The distribution of West Java which has reached Rp 11,72 trillion is made by the contribution of Mandiri Bank, BNI, BRI, Sinarmas Bank, and Maybank Indonesia," he informed the reporters in Bandung, Friday (03/10/2017).

    Muliaman said that the growth average of assets is by 12,47%, the Third Party Fund is by 12,26%, and the distributed credit has reached by 11,44% per year.

    In addition to do supervision, Regional Office 2 of West Java OHK also actively makes contribution to consumers' education and protection and implements the cooperation program with the Provincial Government of West Java to increase financial inclusion through the Team for Acceleration of Regional Financial Access (TPAKD) of West Java.

    "Until today, the TPAKD of West Java Province has implemented several programs which include supporting the bank financing for coffee farmers in Garut and Puntang (Bandung Regency), an increase of KUR TKI distribution in Indramayu Regency, enhancing financial literacy and inclusion in Garut, and the access expansion of financing for the pioneering enterprises in Bandung," he explained.

    Furthermore, Head of OJK Regional 2 of West Java, Sarwono informed that OJK has formed an Investment Alert Task Force of West Java that is responsible to identify companies/enterprises indicated conducting illegal investment activity in several regions in West Java and to give socialization for the citizens to invest safely.

    Sarwono explained that the support and active participation of both Provincial Government and Government of Regencies/Cities in West Java as well as all of the related parties help OJK in realizing the implementation of financial service sector in West Java which is healthy and growing well.

    "The active participation of Regional Office 2 of West java is expected to support the Regional Government in enhancing the citizens' prosperity," he said. Moreover, Sarwono urges the financial services industry to make more contribution by giving a better performance.

    "It is hoped that the financial services industry in West Java can increase their contribution, but still give attention to the liquidity coverage and to boost capital market," he said.

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